Student Loan Advocacy & Financial Literacy

Personalized repayment strategies, advocacy, and education, helping borrowers nationwide take control of their future.

You don’t have to face student loan confusion alone. With nearly a decade of hands-on experience, NewBeginnings advocates for borrowers like you, bringing clarity, confidence, and lasting financial peace of mind.

7M

As of 2026, over 7 million federal student loan borrowers are in the SAVE repayment plan. This plan is discontinued as of December 2025.

WHAT NOW?

54%

Nearly 54% of undergraduate students have student loan debt. driven or forgiveness options.

60%-75%

Nearly 60% of master's degree students and 75% of professional students have student loan debt.

8.8M

About 8.8 million federal borrowers are in default (90+ days overdue) as of January 2026 — nearly one quarter of federal loan borrowers facing serious default consequences.

About Us

10 Years of Trusted Student Loan Advocacy

Listen to Carey on the "In the Den Podcast

NewBeginnings is the only nationwide student loan advocacy firm focused entirely on repayment strategies, financial literacy, and personal advocacy from start to finish for the last 10 years. Now more than ever, you need a knowledgeable, experienced advocate by your side.

Student loans can feel overwhelming, especially with the latest legislative changes — but you don’t have to navigate them alone. Our free 45-minute Initial Strategic Call is your first step towards financial freedom.

Expertise Featured In: Click Each Link!

Services

Comprehensive Solutions for Every Student Loan Borrower

Student Loan Advocacy

Your student loan story and goals are critical. We are here to advocate for you!

Strategic Repayment Planning

Student loan repayment requires strategic options and planning that fit your goals.

Loan Forgiveness Opportunities

Every student loan borrower qualifies for loan forgiveness. Which opportunity applies to you?

Parent Support, Guidance and Expertise

Student loan caps are changing the financing of higher education. Let us help!

College Student Financial Planning and Assistance

Federal and private student loan literacy. Strategic repayment and forgiveness planning.

Default Mangement

You have choices and options. Together, we can eliminate the consequences.

Pricing Plans

Flexible Plans to Match Your Financial Needs

Real Borrowers. Real Relief.

“Before working with NewBeginnings, I was lost in paperwork and misinformation. Now, I’m on a forgiveness track that saves me hundreds every month. They truly changed my life.”