Student Loan Advocacy and Financial Literacy

NewBeginnings is the only student loan advocacy and financial literacy organization in the nation, focused on individualized strategic repayment plans, financial literacy, and advocacy from start to finish.

FAFSA Enrollment Open

FAFSA Enrollment Open

Check out our FAFSA page to learn more!

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NewBeginnings is the only student loan advocacy and financial literacy organization in the nation, focused on individualized strategic repayment plans, financial literacy, and advocacy from start to finish.

With nearly 10 years of experience and expertise, we have set ourselves apart as the ONLY nationwide student loan advocacy company dedicated to repayment, customized for you!

With the implementation of the Big Beautiful Bill and its direct effect on student loan borrowers and their families, borrowers need an advocate by their side, now more than ever!

Schedule Your Initial Call HERE!

Expertise Featured In

In the Den with SIMBA Podcast: Featuring Founder, Carey Donaldson

Our Founder, Carey Donaldson, was recently invited to discuss NewBeginnings, the work we do and our dedication to student loan advocacy.

Take a listen! Thank you SIMBA!

Take control of your future with confidence.

At NewBeginnings, we believe that every student loan borrower deserves personalized attention and support. Whether you are facing student loan confusion, financial uncertainty, or simply need trustworthy advice, we’re here to walk beside you - every step of the way.

Our mission is simple: to empower you with clear guidance, honest advocacy and real-world financial education so you can take control of your future with confidence.

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    Integrity

    Committed to conducting business with unwavering integrity. We believe that honesty, transparency, fairness, and consistency are essential to earning and keeping your trust.

    We hold ourselves to the highest ethical standards, offering guidance that is honest, fair, and always centered around your best interests.

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    Advocacy

    We are more than just advisors; we are your advocates. Advocacy means being a trusted voice for all students and borrowers. We serve as your crucial link between student loan servicers and borrowers. Your voice will be heard, your rights protected, and you will never have to face financial decisions alone.

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    Financial Literacy

    Financial literacy is the key to long-term stability and financial success. We simplify complex loan options, repayment plans, and strategies so that you can make informed, empowered decisions.

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    You

    Behind every loan, there’s a story. We recognize the human side of every financial decision. We take the time to listen and understand your unique situation, offering solutions built around your goals, not one-size-fits-all advice.

  • "For years, I was misinformed about loan forgiveness and lost valuable time. Then I found NewBeginnings.. They helped me consolidate with the right servicer and start the forgiveness process—quickly, affordably, and stress-free. I only wish I’d found them sooner."

    Washington State Elementary Educator

  • "I spent years struggling with the confusing loan relief process—redoing paperwork, missing deadlines, and getting nowhere. Then I found Carey and Riley. They took over, kept me updated, and handled everything with care and persistence. Thanks to NewBeginnings, I was finally able to let go of the stress and focus on my teaching and family."

    Washington State Social Worker

  • "Like many, I took out student loans at 18 with little guidance. Years later, I still felt lost—until I found New Beginnings. Carey and her team gave me the support and clarity I needed. Their coaching helped me feel confident, informed, and never alone in the repayment process. I'm truly grateful."

    Washington State Educator

  • "Navigating PSLF was overwhelming—until I connected with Carey and the New Beginnings team. They made everything clear and stress-free, provided outstanding personal service, and guided me through every step. Their expertise and genuine care gave me confidence in the process. I highly recommend them!"

    Federal Government Employee (Nurse)

  • "As a psychologist and art therapist in non-profits, I struggled with PSLF on my own for years. New Beginnings made the process easy—they handled everything from employer paperwork to ongoing updates. Thanks to their expertise, $189,000 of my loans were forgiven. I highly recommend their supportive and professional team."

    Psychologist, California

  • When I first heard about New Beginnings Financial Literacy and Student Loan Advocacy, I was skeptical. With over $100,000 in student loan debt, I truly believed there was no way out. I felt stuck, overwhelmed, and honestly, hopeless. But I decided to reach out—just to see if they could offer any guidance.

    To my absolute amazement, they did help—far beyond anything I expected. I had no idea how many years of service I had that actually qualified me for loan forgiveness. They walked me through the entire process with care and expertise. I was in complete awe when I received confirmation that all of my loans had been forgiven. It was life-changing.

    If you're feeling like there's no help for your situation, I urge you—reach out to New Beginnings. Even if you think there's nothing they can do, trust me... there just might be. They gave me a fresh start, and they can do the same for you.

    Washington State School District Administrator

It all starts with your first call…..

Contact Us

If you are a college student or student loan borrower, we would love to hear from you!