NewBeginnings is a student loan advocacy and financial literacy organization dedicated to serving borrowers across the nation. Providing personalized guidance and strategic repayment plans to help borrowers understand, manage, and confidently tackle their student loan debt.

Founded by Carey Donaldson, NewBeginnings specializes in assessing each borrower’s unique loan story, fears, concerns and financial goals to build a clear roadmap—involving different repayment options; including income driven repayment, forgiveness opportunities, and strategic planning.

Rather than working for lenders or servicers, NewBeginnings acts as your advocate—simplifying complex terms, standing by your side from start to finish, and helping you move from uncertainty to clarity. With a strong emphasis on integrity, education, and individualized focus, we aim to empower every client with peace of mind and a confident plan for their financial future.

We know this process can be overwhelming. We are passionate about guiding you toward a sustainable path forward with your student loan repayment and forgiveness, but we also bring hope and joy to your student loan story.